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Take the Next Step to a Secure Retirement
You’ve worked hard to accumulate the retirement assets in your IRA, 401(k) or employer-sponsored retirement plan. If you are nearing retirement or have recently changed jobs, you need to make a decision about your retirement account. Is your current IRA or plan the best place to keep your retirement assets? Or can you obtain more benefits by withdrawing your money or moving your assets to another plan or IRA?
With your financial advisor, consider these important questions:
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Annuities are designed for long-term retirement investing. Early withdrawals may be subject to withdrawal charges. Partial withdrawals may reduce benefits available under the contract as well as the amount available upon a full surrender. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, an additional 10% federal tax may apply. An investment in a variable annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested.
Variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained from your financial advisor or by calling 1-800-445-7862. Please read the prospectus carefully before investing.
Variable annuities are issued by American General Life Insurance Company (American General Life), except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). Products are marketed by SunAmerica, The Retirement Specialist. All products may not be available in all states. The purchase of a variable annuity is not required for, and is not a term of, the provision of any banking service or activity. Neither American General Life, US Life, nor their representatives provide tax, accounting or legal advice. You should contact your own tax advisor or attorney regarding your particular situation.
Distributed by SunAmerica Capital Services, Inc., 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997, 1-800-445-7862.
Not FDIC or NCUA/NCUSIF Insured
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May Lose Value ● No Bank or Credit Union Guarantee Not a Deposit ● Not Insured by any Federal Government Agency
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