Protected Growth Potential for the Sense of Security You Need

 

To help protect against the unexpected, you insure what’s important to you—whether it’s your home, your car, your personal property, or even your life. You can do the same with what may be one of your most important
and valuable assets: your retirement savings.

 

Today, in fact, protecting your money may be just as important as growing it. As the past few years have illustrated, when it comes to investing in the market, what goes up can also come down. That’s where variable annuities can come in.

 

Variable annuities give you the opportunity to participate in the upside growth potential of the market with protection features that may help reduce risk for your income and beneficiaries. Variable annuities from the SunAmerica life companies offer you ways to “insure” your retirement assets against market uncertainty. Generally, you have choices for optional benefits that provide:

 

• Retirement income protection—to help ensure that your future income is protected against market
  volatility, has the opportunity to keep up with rising costs, and can last as long as you live
  
  
• Beneficiary protection—to help ensure that the amount your family and heirs receive is protected against investment loss in a down market 
  

 

Click here to learn more about the overall features, benefits and charges associated with variable annuities

Important note: Optional benefits are generally available for an additional annual fee, although “standard” beneficiary protection may automatically be included in variable annuity contracts. “Enhanced” beneficiary protection may be available for additional fees or as part of the base contract, depending on the specific contract. Some optional benefits may be mutually exclusive—you can only choose one. Lifetime income can also be guaranteed at no additional cost by annuitizing the variable annuity contract and choosing a lifetime or joint lifetime income option. Unlike these optional income benefits, annuitization does not guarantee any increase in income or any minimum level of income.Guarantees are backed by the claims-paying ability of the issuing insurance company.

 

Find out more about these types of optional benefits by clicking on a topic in the box at right. And then talk to your financial advisor about how a variable annuity and optional protection benefits may help you “insure” your retirement savings against the unexpected!

 

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