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The SunAmerica Polaris Variable Annuities offer The Total Retirement Package. Polaris can help you retire your way with retirement income that is guaranteed to last for life. See what SunAmerica has to offer.
Learn more about our Variable Annuities
The Variable Annuity Advantage
Polaris: The Total Retirement Package
Help protect your retirement assets and retirement income from three of the greatest risks to retirement: Market risk, longevity risk and inflation risk. Take advantage of income solutions that can rise with market, that won’t be impacted by market volatility and that can guarantee income for life.
Learn more about Optional Benefits
Retirement Income Benefits
• SunAmerica Income Plus
• SunAmerica Income Builder
Guarantees are based on the claims-paying ability of the issuing company.
SunAmerica has a 401(k) solution for your needs – from small to medium-sized businesses to self-employed business owners. Our products are designed specifically to help you save more for future income needs, defer more taxes on current income and secure more for retirement income.
Learn more about 401(k) products
Please note that variable annuities are tax-deferred investments, and are subject to insurance-related charges such as mortality, expense risk charges, adminstration fees, applicable withdrawal charges, and investment management expenses. Optional benefits are subject to additional fees, limitations and restrictions. Of course, if your investment is tax-qualified, such as a 401(k) or IRA, there is no additional tax-deferred benefit.
Variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained from your financial advisor or by calling 1-800-445-7862. Please read the prospectus carefully before investing.
Annuities are designed for long-term retirement investing. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal charges. An investment in a variable annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested.
Variable annuities are issued by American General Life Insurance Company (American General Life), except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). Products are marketed by SunAmerica, The Retirement Specialist. All products may not be available in all states. The purchase of a variable annuity is not required for, and is not a term of, the provision of any banking service or activity. Neither American General Life, US Life, nor their representatives provide tax, accounting or legal advice. You should contact your own tax advisor or attorney regarding your particular situation. Distributed by SunAmerica Capital Services, Inc., 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997, 1-800-445-7862.
Not FDIC or NCUA/NCUSIF Insured
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May Lose Value ● No Bank or Credit Union Guarantee Not a Deposit ● Not Insured by any Federal Government Agency
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M4594HP.1 (04/10)
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